Residential credit in Bulgaria attracts an increasing part of the common allocation of capital in the economy - some 28.8% from the total debt of the households in January 2006 as compared to 27% in September 2005. That share is still beneath the average amount in the countries of the European Union (EU) where some 69% of the households' credits are used for houses purchase, an analysis of Industry Watch shows.

Despite the decline in the common growth of the number of permits for new residential apartments construction some cities maintain high levels of growth in the number of newly built residential apartments. Black Sea city Burgas is still Bulgaria's city with biggest number of newly built residential apartments, thus exceeding capital Sofia and Black Sea capital Varna.